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Who determines when, and by how much, premiums change?

Private health insurers operate in a regulated environment, where each year, they are required to make application to the Federal Minister for Health to review premiums. Any changes must receive approval from the Federal Minister for Health prior to implementing.

Our underwriter, nib health funds, received approval to increase premiums on 25 January 2018. As such, some Qantas Insurance Products will also receive a premium change.