How do I know if a Waiting Period applies to me?

Waiting Periods will apply if you're a new member, you're rejoining Qantas Insurance after not having health cover for some time or you're changing to a higher level of cover (either within Medibank or transferring from another registered Australian health fund). If you're changing to a higher level of cover, you'll still be entitled to benefits at the level of your former cover while you're serving any waiting periods on your new cover if those services were included under your old cover; and you've already served the waiting periods that applied under your old cover. The Pre-Existing Condition Waiting Period also applies when changing Products. For more information please refer to our Policy Booklet.